In late 2010 institutional money began to reenter the life settlement market after a pullback initiated by fears of inaccurate life expectancies and the cash crunch caused by the turbulent market. New buyers continue to enter the life settlement arena as investors seek long term returns that exceed 10 year corporate bond rates. Markets have [...]

Life insurance policies are legal contracts. Policies with cash values have a valuable section inside called “Non-forfeiture values”. These are choices within the life insurance contract. If the policy expires or lapses because of non-payment of premium, the insured may: (1) Surrender the policy for the cash value (2) Elect to receive a paid up [...]