These days, health care, pensions and retirement plans can cause a lot of headaches- people close to retiring are figuring out that they don’t have enough saved up, or economic downturns have caused them to lose half of their earnings. The Employment Retirement Income Security Act, or ERISA, was signed into law in 1974. ERISA [...]

Term and whole and universal life insurance are the the types of policies you are most likely to encounter when you set out to get quotes or, in general, examine life insurance policies. There are, however other types that not many people know much about. This may be because the companies or the agents themselves [...]